01 · The differentiator
Not a chatbot. A first-class citizen.
The assistant works the same buttons you would, and it writes down every step it takes. Anything it cannot undo waits for your yes. It runs on Claude and on OpenAI models, picked per question, and your figures never train a public model.
Ready to move $40.00. Groceries drops to $118.62, Eating out rises to $95.00.
Tool surface · audited functions
What it can do · all auditable.
74 tools, 8 of them wait for your confirmation before anything changes.
Who you pay
8 things it can do here
Everyday transactions
8 things it can do here, 1 of which ask you first
Categories and groups
7 things it can do here, 1 of which ask you first
Your accounts and balances
6 things it can do here
The month's budget
6 things it can do here, 2 of which ask you first
Receipts and photos
6 things it can do here
Bills that repeat
6 things it can do here
Rules that file things for you
6 things it can do here, 1 of which ask you first
Savings goals
3 things it can do here, 1 of which ask you first
Undo and redo
3 things it can do here, 2 of which ask you first
Insights on your money
3 things it can do here
Tags
3 things it can do here
Flags and follow-ups
2 things it can do here
Reports and exports
2 things it can do here
Whole-household actions
1 thing it can do here
The month ahead
1 thing it can do here
People in the household
1 thing it can do here
Getting set up
1 thing it can do here
Transfers between accounts
1 thing it can do here
The same assistant, inside the product.
Ask from the register, from a budget month or from the sidebar. Every answer shows you where the figure came from, and anything that would change your money waits in a card you can read first.
No silent writes
Full audit
Role-gated
What real questions look like.
Can I spend more on coffee this month?
Yes: $18.50 left in May before you hit your $60 cap.
Move $500 from Eating to Vacation 2026.
Pending confirmation · $500 will move on confirm.
Show me all subscriptions I haven't used in 90 days.
3 found · $34.99/mo combined. Want to cancel?
Forecast my July balance.
$44,820 ± $600 · assuming current recurrences.
Categorise these once more.
Voice note transcribed + 14 txns recategorised.
What's my biggest spend this quarter?
Housing · $3,600 · 38% of total spending.
Six safeguards built into the foundation.
No silent writes
Full audit
Role-gated
No training
Token budgets
Fallbacks