Grow calm.Stay in control.
Every dollar has a home. Envelope budgets for the whole household, transactions sorted on their own, receipts read by the camera, and an assistant you can ask anything about your money.
The day starts already sorted.
First light: the app you open with your coffee, already sure everything is where it belongs.
Connect your bank or import your history. Every transaction categorised, every envelope up to date.
An assistant that actually does the work.
Ask where the money went and it answers with the figure. New transactions arrive already sorted. And anything that changes your budget waits for your yes, every time.
$412.38 across 14 purchases. That is $38 under your July envelope.
Ready to move $40.00. Groceries drops to $118.62, Eating out rises to $95.00.
Ask in plain words
How much did we spend on groceries in July? You get the figure, how many purchases it took and where that leaves your envelope.
It sorts the boring part
New transactions land already categorised. Correct one and it remembers that payee next time.
Reports you can read
Net worth, cash flow, spending by envelope: ask for the month and you get the picture in plain words, with the figures behind it.
It sees exactly what you see
Same household, same role, same permissions. It cannot reach anything you cannot.
Every change, on the record.
Every write, by you or by the assistant, is recorded with the request that caused it and the actor behind it. The whole log travels inside your data export.
- AI
ai.categorize09:41:07payee: Supermarket → cat: Groceries · confidence: 0.94
- You
budgets.move09:58:12you approved · $40.00 Groceries → Eating out
rules.apply10:14:03FNAC → Books · rule matched 4 transactions
transactions.import10:22:47Bank sync · 38 new, 0 duplicated
transactions.update11:05:19A connected app · tagged 12 transactions
trace: 01H8T1-Z078H · role: editor
Every line says where it came from
Each entry carries the request that produced it, so a change can be followed from the click to the row.
Who or what, never ambiguous
You, the assistant, a rule, an import or an API key. The log records the actor, not just the change.
Yours to take
The complete log travels inside your data export, in a format you can open.
Nothing rewrites it
Entries are only ever appended. The product has no path to edit one, and a scheduled prune is the only thing that ever removes one.
A register that stays reconciled.
Cleared, pending and scheduled, side by side. Search that understands payees and tags, bulk edits with undo, and imports that never duplicate a transaction.
Envelope budgeting, the honest kind.
Give every euro a home before the month spends it for you. Move money between envelopes in two clicks, and let goals fill themselves from what's left.
Every envelope, growing at its own pace.
Rent steady, groceries trimmed, the trip fund inching up. You see it all on one line.
Six pillars. No fluff.
Native AI
First-class citizen: same tools as the UI. Auditable, role-gated, destructive actions confirmed.
Open banking
Read-only bank sync: US and Canada today, European banks next. Transactions arrive on their own.
Envelope budgeting
Zero-based: every euro a job. Move money mid-month without breaking a sweat.
Multimodal
Drop a receipt, talk to your phone, drag a CSV. OCR, voice transcription and smart import handle the rest.
Forecasts that explain
Deterministic baseline · recurrence-aware · optional LLM refinement. Never blocks on AI failure.
Developer-first
If you build things, vokse opens up: connect it to Claude or ChatGPT, let another app read your figures with the permissions you choose, or get a note the moment something changes.
- Banks in the live catalogue
- 10,006
- Audit log
- Append-only
- AI-categorised with your confirm
- Every move
- to start the trial
- No card
vokse
Stop spreadsheeting. Start budgeting.